Services

Purple Patch Assistance

We help you find the best mortgage, assess affordability, secure a Mortgage in Principle, and streamline legal services—making your property journey easier while ensuring your home and future are protected.

Get the Best Mortgage

Finding the right mortgage is easy with us. We compare market deals for first-time buyers, movers, and landlords, offering expert advice to secure the best rates and ensure a smooth, stress-free process.

Affordability Assessment

We’ll help you assess your affordability, identifying your buying power, monthly payments, and associated costs, so you can move forward with confidence in your property purchase.

Switch your Deal

Is your mortgage deal ending? You could save thousands by switching. We assess your current mortgage, compare top remortgage deals, and manage the paperwork—making the process easy and stress-free.

Get a Mortgage in Principle

A Mortgage in Principle boosts your buying power by showing how much you can borrow. We help you get one fast, giving you confidence and a clear budget for house-hunting.

Streamline your Mortgage

A mortgage is just one step. We connect you with trusted solicitors and surveyors, streamlining legal work and property assessments to save time, reduce stress, and ensure a seamless transaction.

Get Protected

Your mortgage is a major commitment—protect it. We provide tailored protection solutions to safeguard your home, family, and future, ensuring peace of mind no matter what life brings.

Mortgage 101

Finding the right mortgage doesn’t have to be complicated. Whether you're buying your first home, remortgaging, or investing, we offer expert guidance and tailored solutions to make the process seamless. Let us help you secure the best deal with confidence.

First-Time Buyer Mortgages

Helping you take the first step onto the property ladder.

 

  • Exclusive Deals: Discover mortgage products specifically designed for first-time buyers, offering competitive rates and lower deposit requirements to make homeownership more accessible.
  • Government Support: Learn about government-backed schemes like, Shared Ownership, and Lifetime ISAs, which can significantly reduce upfront costs.
  • Step-by-Step Guidance: We’ll walk you through the entire process, from understanding how much you can borrow to securing a mortgage in principle and completing the purchase.

Save money, reduce payments, or access funds with a new mortgage deal.

 

  • Switch to a Better Rate: Avoid paying more than you need by switching from your current lender’s Standard Variable Rate (SVR) to a deal with a lower interest rate.
  • Equity Release: Unlock the value tied up in your property to fund renovations, consolidate debts, or meet other financial goals.
  • Simple Process: We make the process straightforward, from finding the best remortgage deal to handling the paperwork and liaising with lenders on your behalf.

Tailored support for aspiring and experienced landlords.

 

  • Flexible Options: Explore a wide range of buy-to-let products suited for single properties, multi-lets, or portfolio landlords.
  • Maximize Rental Yield: Get advice on how to calculate rental yields and select mortgage deals that align with your investment goals.
  • Compliance Support: We’ll help you navigate landlord requirements, including stress tests and legal obligations, to ensure your investment is successful.

Mortgages designed for individuals with non-traditional incomes.

 

  • Specialist Lenders: Access lenders who specialize in mortgages for the self-employed, even if you don’t have a fixed monthly income.
  • Income Assessment: We’ll guide you through the documents required—like tax returns, SA302 forms, and business accounts—to demonstrate your affordability.
  • Flexible Criteria: Secure deals that consider retained profits, dividend income, or irregular contracts, ensuring you find a mortgage that works for your situation.

Helping you secure a mortgage, no matter your financial history.

 

  • Specialist Support: Whether you’ve experienced CCJs, defaults, or bankruptcy, we work with lenders who take a flexible approach to bad credit applications.
  • Improve Your Chances: Receive advice on how to improve your credit score, from repaying outstanding debts to avoiding unnecessary credit checks.
  • Realistic Solutions: We focus on finding lenders with competitive rates and terms that suit your circumstances, giving you a fresh start.

Simplifying the mortgage process when you’re ready to move.

 

  • Porting Your Mortgage: Learn how to transfer your current mortgage to a new property to avoid exit fees or losing a favourable rate.
  • Upsizing or Downsizing: Get expert advice on the best options for securing a mortgage that matches your new home and lifestyle.
  • Cost Planning: Understand the full costs involved in moving, including legal fees, stamp duty, and additional borrowing requirements, so you can plan with confidence.

Protecting your home and loved ones is just as important as securing your mortgage. Mortgage protection ensures that your repayments are covered in case of unforeseen circumstances.

  • Safeguard your home against illness, accident, or death.
  • Provide financial security for your family.
  • Tailored policies to suit your needs and budget.

Need quick access to funds for a property purchase? Bridging finance is a short-term loan solution that helps bridge financial gaps.

  • Ideal for chain breaks, auction purchases, or refurbishments.
  • Fast access to funding with flexible repayment options.
  • Suitable for residential, commercial, and investment properties.

If you need to borrow money while keeping your mortgage in place, a secured loan (also known as a second charge mortgage) could be the right option.

  • Borrow larger amounts at competitive rates.
  • Keep your existing mortgage while accessing additional funds.
  • Suitable for home improvements, debt consolidation, or investments.

Finding the right solicitor or surveyor can make all the difference in a smooth property transaction. We connect you with trusted professionals.

  • Access experienced solicitors and surveyors we trust.
  • Ensure legal and structural aspects are handled efficiently.
  • Save time and reduce stress with expert support.

Ready to take the next step? Complete our Express Fact-Find today and start your journey toward a stress-free mortgage experience.

Express Fact-Find

Take the express route to your property move with our online Fact-Find – swift, easy, and designed for prompt assistance. Complete it now for a seamless, rapid response tailored to your needs. Prefer a quick answer without commitment? Opt for our simple enquiry form – perfect for those exploring options. Your journey, your pace – choose the path that suits you best.

 

Why Complete Our Express Fact-Find: Get Mortgage-Ready Fast with Our Express Fact-Find – Save time and access exclusive mortgage deals. Our quick process checks affordability, secures a swift Mortgage in Principle, and helps you secure a mortgage for your new home or remortgage—hassle-free and efficient!

express fact-find
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